Loan Rates
| Loan Type | Term | Rate |
|---|---|---|
| Personal Loans | up to 24 months | as low as 7.99% |
| up to 36 months | as low as 8.99% | |
| up to 48 months | as low as 9.99% | |
| Fast Cash Loan Special | up to 18 months | as low as 5.99%. $2,000 maximum. New loan only - no refinance |
| Share Secured Loans | 2.50% APR over shares or certificate rate (collateral held) | |
| Platinum and Gold Loans | up to 60 months | as low as 8.99% |
| Christmas Loan | up to 10 months | as low as 8.99%. $2,000 maximum. |
| Vacation Loan | up to 10 months | as low as 8.99%. $2,000 maximum. |
| Vehicle Loan Rates | ||
| 2024 - 2026 | up to 36 months | as low as 4.74% |
| 2024- 2026 | up to 48 months | as low as 5.24% |
| 2024 - 2026 | up to 63 months | as low as 5.49% |
| 2024 - 2026 (over $20,000) | up to 72 months | as low as 5.74% |
| 2024 - 2026 ($40,000 & above) | up to 84 months | as low as 6.24% |
| 2017 - 2023 | up to 63 months | as low as 6.74% |
| 2017 - 2023 (Over $20,000) | up to 72 months | as low as 6.99% |
| 2016 and older | up to 48 months | as low as 8.49% |
| Recreational Vehicle Rates (ATV's, Motorcycles, Quads, Lawn & Farm Equipment, etc. *) | ||
| 2024 - 2026 | up to 36 months | as low as 7.74% |
| 2024 - 2026 | up to 48 months | as low as 8.24% |
| 2024 - 2026 | up to 63 months | as low as 8.49% |
| 2024 - 2026 (over $20,000) | up to 72 months | as low as 8.74% |
| 2024 - 2026 ($40,000 & above) | up to 84 months | as low as 9.24% |
| 2017 - 2023 | up to 63 months | as low as 9.74% |
| 2017 - 2023 (over $20,000) | up to 72 months | as low as 9.99% |
| 2016 and older | up to 48 months | as low as 11.49% |
| **There is an $84.00 UCC filing fee associated with Lawn & Farm Equipment loans. | ||
| VISA Platinum | as low as 10.90%. Credit lines up to $20,000 |
|
| Home Equity Loan Rates | ||
| 80% loan to value (appraisal fee paid by borrower) | up to 60 months | as low as 6.24% |
| 80% - 90% loan to value (add .25% to rate) | up to 120 months | as low as 6.49% |
| up to 180 months | as low as 6.74% | |
| up to 240 months | as low as 6.99% |